Buying a home can be one of the most exciting times in your life, and I want to be a part of that with you!I’ve designed my website so that you can access the most accurate and up to date listing information the pro’s use, so your search for your dream home can start right here!
Here’s what you can expect the process to look like when you work with me:
Get your finances in order.
Start by getting a full picture of your credit. Obtain copies of your credit report. Make sure the facts are correct, and fix any problems you find. Next, find a suitable lender and get pre-approved for a loan. This will put you in a better position to make a serious offer when you do find the right house. Trust me, choosing the right lender makes a huge difference in your overall buying experience. I can put you in touch with some lenders that I know and trust. Just fill out the contact form to the right and I’ll get you their information.
Find a house you like and can afford.
Know your budget ahead of time. Once you are pre-approved through a mortgage company, I will work closely with you to find a number of homes that meet your desired criteria. We will narrow the list down to 3-4 homes to physically walk through. ***When setting your budget don’t forget, that there are lots of considerations beyond the listing price, including property taxes, energy costs, etc.
Do your homework.
Before making a bid, we will do some research together to determine the general state of the market. Is it more favorable for sellers or buyers? Next, look at sales trends of similar homes in the area or neighborhood. Look at prices for the last few months. Come up with an asking price that’s competitive, but also realistic. Otherwise, you may end up ticking off your seller.
Think long term.
Obviously, you shouldn’t buy unless you’re sure you’ll be staying put for at least a few years. Beyond that, you should buy in a neighborhood with good schools. Whether you have children or not, this will have an impact on your new home’s resale value down the line. When it comes to the house itself, you should hire your own home inspector, who can point out potential problems that could require costly repairs in the future.